Terms and Conditions

Last updated: This is a general draft document and should be reviewed and customised to reflect your specific business operations, applicable laws, and jurisdictional requirements before publication.

1. Introduction

These Terms and Conditions ("Terms") govern your access to and use of the website, tools, and content provided by Ivoralis ("we", "us", or "our"). These Terms constitute a legally binding agreement between you and Ivoralis. If you do not agree with any part of these Terms, you must not use our website or services.

2. Nature of Our Services

Ivoralis provides AI-powered data analysis and informational tools intended to support decision-making for gig economy workers and individual investors. Our services are designed to assist with organising and interpreting information and do not constitute financial, investment, tax, legal, or professional advice of any kind.

Any outputs, insights, projections, or recommendations generated through our platform are provided for general informational purposes only. You should not rely solely on such outputs when making financial or business decisions and should seek independent professional advice where appropriate.

3. Eligibility and Account Responsibilities

You must be at least 18 years old and capable of entering into a legally binding agreement to use our services. If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us promptly of any unauthorised use of your account.

4. Acceptable Use

When using our website and services, you agree not to:

• Use the services for any unlawful purpose or in violation of any applicable regulations;
• Attempt to gain unauthorised access to our systems, networks, or data;
• Reproduce, duplicate, copy, sell, or exploit any portion of the services without our express written permission;
• Upload or transmit viruses, malicious code, or any material that may disrupt the functioning of our platform;
• Misrepresent your identity or impersonate any person or entity.

5. No Guarantee of Outcomes

While we aim to provide useful and accurate analytical tools, Ivoralis makes no warranties or guarantees regarding the accuracy, completeness, reliability, or suitability of any information, analysis, or output generated by our services. Financial markets, gig economy conditions, and related data are inherently unpredictable, and past patterns do not guarantee future results.

You acknowledge that any decisions made based on information obtained through Ivoralis are made at your own discretion and risk.

6. Intellectual Property

All content, software, design elements, trademarks, logos, and materials associated with Ivoralis are the property of Ivoralis or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from our materials without prior written consent.

7. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Ivoralis. We are not responsible for the content, privacy practices, or terms of any third-party sites. Accessing third-party links is done at your own risk.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Ivoralis and its affiliates, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from or related to your use of our services.

Our total aggregate liability for any claim arising from these Terms or your use of our services shall not exceed the amount, if any, paid by you to Ivoralis in the twelve months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless Ivoralis, its officers, employees, and affiliates from any claims, damages, losses, or expenses arising out of your use of the services, your violation of these Terms, or your infringement of any third-party rights.

10. Modifications to the Service and Terms

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice. We may also revise these Terms periodically. Continued use of our services after changes have been made constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

11. Termination

We reserve the right to suspend or terminate your access to our services at our discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Ivoralis operates, without regard to conflict of law principles. This section should be reviewed and adapted to reflect your specific jurisdictional requirements.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

14. Contact

If you have any questions regarding these Terms and Conditions, please reach out through the contact details provided on our website.

This document is a general template intended for informational and illustrative purposes. It does not constitute legal advice. Ivoralis recommends consulting with a qualified legal professional to ensure these Terms meet all applicable regulatory and jurisdictional requirements.